Now, I pride myself on not giving advice. If it is asked of me, I'll give it out, but otherwise, I try to keep my mouth shut.
Not on this topic.
Here it is...
Do not buy cheap matches. I bought some generic brand matches a long time ago. And they are horrible. I can't bring myself to throw them out, but I'd be better off using two sticks to get a spark. They bend. They rip. They don't light.
You shouldn't listen to me about advice about insurance. http://www.wholesaleinsurance.net can help you with that. But please please please take my advice on cheap matches.