School Loan Consolidation

I felt like I was the luckiest girl alive when I had my student loans in college. I had no idea that something so cool existed. For some reason, I had it in my head that I had to come up will all of the money to each coming sememster. And yes, we were on sememsters and they totally sucked. I never had a need for a school loan consolidation, but if I would have, I surely would have used it. I have used some types of self consolidation before while I was learning how to control my debt and it helped me out with my interest rates in a big way.